bio: optimize initialization of a bio

The memset() used is measurably slower in targeted benchmarks, wasting
about 1% of the total runtime, or 50% of the (later) hot path cached
bio alloc. Get rid of it and fill in the bio manually.

Reviewed-by: Christoph Hellwig <hch@lst.de>
Signed-off-by: Jens Axboe <axboe@kernel.dk>